At Highlander, we are working hard to bring humanity into the investment process so that our clients feel fulfilled and empowered by their investments. In this way, we believe investing can be a key part of creating a better world. Incorporating this goal into our investment portfolios is a core service that we provide our clients. We employ strategies in stocks, bonds and alternative investments. Our two main stock investment strategies are the Mindful Finance Impact Portfolio strategy and the Mindful Finance Market Plus strategy. These strategies often form the basis of the client portfolios we build. Both strategies employ qualitative and quantitative analysis. Through working with us, our clients also benefit from the Mindful Finance investing tenets of Values Alignment, Authentic Relationships, and Recognition of Interdependence. These Mindful Finance tenets were discussed in more detail in a previous letter. Mindful Finance Impact Portfolio Strategy. The Mindful Finance Impact Portfolio strategy is an opportunistic, long only equity investment program. The strategy objective is to outperform Socially Responsible benchmarks over the long-term, and pursue gains from the value appreciation of investments in companies that are creating positive change in the world. The strategy invests using a set of equity mutual funds and exchange traded funds which advocate corporate social responsibility. The visionary goal of the strategy is to change the world through investing in problem solving companies that espouse sustainable and responsible environmental, social, and governance values. Mindful Finance Market Plus Strategy. The Mindful Finance Market Plus strategy is an opportunistic, long only equity investment program with the objective of outperforming the U.S. equity markets over the long-term, and pursuing gains from appreciation in the value of U.S. equities. The strategy invests in a set of U.S. equity market sectors using mutual funds and exchange traded funds. Three sectors which the Highlander team has identified as more likely to outperform are over-weighted annually. Once these foundation strategies are in place, we will often add one or more of our other strategies in bonds and alternative investments. Through these strategies our clients gain access to professionally managed investment portfolios that incorporate the Mindful Finance approach to investing. This provides clients with a solid investment footing, while also helping to bring humanity back into finance.